Windstorm INSURANCE
Strong Winds.
Be Ready.
Windstorm insurance can help protect your home, belongings, and finances from qualifying damage caused by strong winds and severe weather.
PROTECT WHAT MATTERS MOST
Strong winds can cause serious damage to roofs, siding, windows, trees, and other parts of your property. Windstorm insurance can help provide financial protection when a covered wind event causes unexpected damage.
Depending on your policy, coverage may help with:
May help repair or rebuild covered parts of your home after qualifying wind damage.
May help repair or replace belongings damaged during a covered windstorm.
Coverage may apply to certain damage caused by falling trees, branches, or windblown debris.
May help with temporary living costs if a covered loss makes your home unlivable.
May help protect detached garages, sheds, fences, and other qualifying structures on your property.
COVERAGE OPTIONS THAT FIT YOUR NEEDS
Every property is different. Benchmark Insurance can help you understand available windstorm coverage and choose protection based on your home, location, and level of risk.
Dwelling Coverage
Helps protect the structure of your home from qualifying windstorm damage.
Personal Property Coverage
May help repair or replace covered belongings damaged by a wind-related event.
Other Structures Coverage
May help protect detached structures such as garages, sheds, and fences.
Loss of Use Coverage
May help with additional living expenses if your home becomes temporarily uninhabitable after a covered windstorm.
Debris Removal
Some policies may help cover qualifying costs associated with removing fallen trees, branches, or other storm debris.
Additional Coverage Options
Ask about available limits, deductibles, replacement cost options, and other protections that may fit your property.
CONFIDENCE WHEN
THE WEATHER TURNS
Windstorm coverage can vary depending on your property and the policy you choose. Benchmark Insurance helps you understand your options so you can make informed decisions about protecting your home.
Here’s what you can expect when you choose us:
Coverage options explained in plain language
Guidance based on your home and wind exposure
Help reviewing limits, deductibles, and available options
Personal service without unnecessary pressure
Support when your coverage needs change
Frequently Asked Questions
Is windstorm insurance required?
Windstorm insurance is not always required by law, but a mortgage lender may require certain wind coverage depending on your property, location, and risk.
Does homeowners insurance cover wind damage?
Many homeowners policies include some protection for wind-related damage, but coverage varies. Certain properties or areas may require separate windstorm coverage or may have different deductibles and exclusions.
What types of damage can windstorm insurance cover?
Coverage may include qualifying damage to the roof, siding, windows, interior, personal belongings, detached structures, and other covered property.
Does windstorm insurance cover fallen trees?
Coverage may apply when a fallen tree or branch damages covered property as a result of a qualifying wind event. Exact coverage depends on the policy and circumstances.
How much windstorm coverage do I need?
The amount of coverage you may need depends on factors such as your home’s replacement cost, personal property, other structures, and the amount of financial risk you want to carry yourself.
Does windstorm insurance cover flooding?
Generally, no. Windstorm insurance does not replace flood insurance. Separate flood coverage may be needed for damage caused by rising or surface water.
Contact Benchmark
Let’s Protect What Matters Most to You
Tell us about your property, ask a question about windstorm coverage, or request a personalized quote.
