Running a business comes with opportunity and risk. Business insurance can help protect your company, your people, and the property you rely on. The right coverage can help you manage unexpected events and keep your business moving forward.
COMMON COVERAGES
Coverage Options for Your Business
Business insurance can be customized to fit your industry, size, and specific needs. Some common types of coverage include:
Home
Protect homes, belongings, and finances from covered loss or damage.
Auto
Protect vehicles, riders, and finances from accidents and unexpected damage.
Life
Help protect loved ones and support their financial future ahead.
Umbrella
Add liability protection beyond qualifying home and auto policy limits.
Recreational
Protect boats, motorcycles, ATVs, RVs, trailers, and other recreational vehicles.
Other
Explore coverage for rentals, condos, mobile homes, renters, and more.
General Liability
Helps protect your business against certain claims involving bodily injury or property damage.
Property Insurance
Helps cover damage to your building, equipment, inventory, and other business property.
Workers’ Compensation
Helps cover certain medical costs and lost wages for employees injured on the job.
Commercial Auto
Helps protect business vehicles and drivers used for work-related activities.
Professional Liability
Helps protect against certain claims involving errors, mistakes, or professional services.
Owner’s Policy (BOP)
Combines common business coverages into one policy for simpler protection.
WHAT AFFECTS YOUR COVERAGE
Factors That Can Impact Your Business Insurance
These factors can influence the types and amounts of coverage you may need, as well as the cost of your policy.
Home
Protect homes, belongings, and finances from covered loss or damage.
Auto
Protect vehicles, riders, and finances from accidents and unexpected damage.
Life
Help protect loved ones and support their financial future ahead.
Umbrella
Add liability protection beyond qualifying home and auto policy limits.
Recreational
Protect boats, motorcycles, ATVs, RVs, trailers, and other recreational vehicles.
Other
Explore coverage for rentals, condos, mobile homes, renters, and more.
Industry
Your industry can affect the types of risks your business may face.
Business Size & Revenue
The size and revenue of your business can affect your coverage needs.
Number of Employees
The size of your team can influence the protection your business may need.
Equipment & Inventory
The value of your equipment, tools, and inventory can affect coverage needs.
Location
Where your business operates can influence the risks your business faces.
Contracts & Requirements
Client contracts, leases, or agreements may require certain types or amounts of coverage.
Local Advice
We live and work in your community.
Custom Coverage
Solutions built around your needs.
Trusted Support
We are here when you need us most.
Focused on You
Protection that helps you move forward.
BUILT AROUND YOUR BUSINESS
We’re Here to Help Protect What You’ve Built
Benchmark Insurance can help you understand your risks, explore your options, and build business coverage around your goals.
