Auto Insurance
Coverage for Every Drive
Coverage for Every Drive
Protect your vehicle, passengers, and finances with auto insurance designed around the way you drive and the coverage you need.
Protect What Moves You
Your vehicle connects you to work, family, errands, appointments, and everything in between. Benchmark Insurance helps you explore auto coverage that protects more than the car itself. It helps protect your time, finances, and peace of mind when the unexpected happens.
Depending on your policy, coverage may help with:
Accidents involving your vehicle
Theft or vandalism of property
Hail, falling trees, and weather damage
Liability for injuries or property damage
Medical expenses for you and passengers
Drive with greater confidence knowing your coverage is built around your vehicle, lifestyle, and budget.
Flexible Coverage That Fits Your Life
Flexible Coverage That Fits Your Life
No two drivers have exactly the same needs. Benchmark Insurance takes time to explain available options, answer your questions, and help you choose coverage that makes sense for your vehicle and daily life.
Liability Coverage
Helps cover injuries or property damage you may cause to others in a covered accident.
Collision Coverage
Helps pay to repair or replace your vehicle after a covered collision.
Comprehensive Coverage
Helps protect against theft, vandalism, weather damage, and other non-collision events.
Uninsured Motorist Coverage
Helps protect you when another driver has little or no insurance.
Medical Payments Coverage
May help cover medical expenses for you and your passengers after a covered accident.
Additional Coverage Options
Ask about roadside assistance, rental reimbursement, gap coverage, and other options.
Get on the Road
with Confidence
Auto insurance can feel complicated, but choosing coverage does not have to be. Benchmark Insurance provides clear explanations, straightforward guidance, and local service from someone you can call when questions arise.
Here's what you can expect when you choose us:
Coverage options explained in plain language
Guidance based on your vehicle and driving needs
Help reviewing limits, deductibles, and available options
Personal service without unnecessary pressure
Support when your coverage needs change
Frequently Asked Questions
Is auto insurance required in Tennessee?
Yes. Tennessee drivers must meet the state’s financial responsibility requirements. Most drivers do this by carrying liability insurance that meets the required minimum limits.
What does “full coverage” auto insurance mean?
“Full coverage” is not a specific type of policy. It commonly refers to a combination of liability, collision, and comprehensive coverage. Your exact protection depends on the coverages and limits you select.
What determines my auto insurance rate?
Rates can be affected by factors such as your vehicle, driving history, location, coverage limits, deductibles, and other underwriting criteria used by the insurance company.
How much auto insurance coverage do I need?
The right amount depends on your vehicle, finances, driving habits, and the amount of risk you are comfortable carrying yourself. Benchmark can help you compare available limits and coverage options.
Does auto insurance cover rental cars?
Your existing auto policy may extend some coverage to a rental vehicle, but coverage varies by policy and situation. It is a good idea to review your policy before renting a vehicle.
Can I bundle my auto and homeowners insurance?
Often, yes. Many insurance companies offer options for combining auto with homeowners, renters, or other policies. Bundling may also make your insurance easier to manage.
Contact Benchmark
Let’s Protect What Matters Most to You
Let’s Protect What Matters Most to You
Tell us what you need to insure, ask a question about your current coverage, or request a personalized quote.
