Auto Insurance Basics

Protection for

the Road Ahead

Auto insurance can help protect you financially after an accident, theft, or other covered loss.

Understanding your coverage options can help you choose protection that fits your needs.

WHAT AUTO INSURANCE CAN DO

Coverage That Can Help When It Matters

Auto insurance policies are made up of different types of coverage. Each one helps protect you in a different way.

Liability Coverage

Liability Coverage

Helps pay for certain injuries or property damage you cause to others.

Collision Coverage

Collision Coverage

Helps repair or replace your vehicle after a covered collision.

Comprehensive Coverage

Comprehensive Coverage

Helps cover certain damage from theft, vandalism, fire, or severe weather.

Medical Payments Coverage

Medical Payments

May help cover certain medical expenses for you and your passengers.

Uninsured Coverage

Uninsured

Coverage

May help protect you after an accident with a driver who has little or no insurance.

Roadside Assistance

Roadside Assistance

May help with towing, jump-starts, lockouts, flat tires, and other roadside needs.

FIND THE RIGHT FIT

Factors That Affect Your Auto Insurance

Factors That Affect Your Auto Insurance

Your rate and coverage needs are unique to you. Several factors can influence the coverage you choose and the cost of your policy.

Home

Home

Protect homes, belongings, and finances from covered loss or damage.

Auto

Auto

Protect vehicles, riders, and finances from accidents and unexpected damage.

Life

Life

Help protect loved ones and support their financial future ahead.

Umbrella

Umbrella

Add liability protection beyond qualifying home and auto policy limits.

Recreational

Recreational

Protect boats, motorcycles, ATVs, RVs, trailers, and other recreational vehicles.

Other

Other

Explore coverage for rentals, condos, mobile homes, renters, and more.

Driving Record
Driving Record

Accidents, tickets, and claims can affect your insurance costs.

Where You Live
Where You Live

Location, traffic, theft, and weather risks can affect your rates.

Vehicle Information
Vehicle Info

Your vehicle’s make, model, age, value, and safety features can matter.

Mileage
Mileage

How much and how often you drive can influence your insurance rate.

Drivers in Your Household
Drivers

Age, experience, and driving history can affect your policy.

Coverage
Coverage Choice

The coverages, limits, and deductibles you choose can affect your premium.

Local Advice

Local Advice

We live and work in your community.

Custom Coverage

Custom Coverage

Solutions built around your needs.

Trusted Support

Trusted Support

We are here when you need us most.

Focused on You

Focused on You

Protection that helps you move forward.

WE’RE HERE TO HELP

Drive With Confidence

Benchmark Insurance can help you review your options, understand your coverage, and find auto insurance that fits your vehicle, lifestyle, and budget.