Other Coverages
Protection Beyond
the Basics
Standard insurance policies do not cover every possible risk. Additional coverage options can help fill gaps and provide protection for situations that may require something more specific.
EXTRA PROTECTION WHEN YOU NEED IT
Other Coverages That Add Protection
Different homes, vehicles, businesses, and lifestyles can create different insurance needs.
These additional coverages may help protect areas that are not fully addressed by a standard policy.
Flood Insurance
Flood insurance may help cover qualifying flood damage not included in homeowners insurance.
Wind & Hail
Additional protection may be available for damage caused by wind, hail, hurricanes, or severe storms.
Personal Umbrella
Umbrella insurance can provide additional liability protection beyond the limits of certain underlying policies.
Valuables Coverage
Jewelry, artwork, collectibles, and other valuables may need additional coverage beyond standard policy limits.
Business Coverages
Business insurance can help protect property, operations, vehicles, employees, and other business-related risks.
Specialty Coverages
Some properties, activities, vehicles, or circumstances may require coverage designed for unique or less common risks.
COVERAGE THAT FITS YOUR SITUATION
What Determines the Coverage You Need?
Insurance needs can vary based on what you own, who depends on you, how you live and work, and how much financial risk you are comfortable keeping.
What You Own
Homes, vehicles, equipment, and other property can create different insurance needs.
Who Depends on You
Family, employees, customers, and others can affect the protection you may want.
How You Live and Work
Driving, business, travel, recreation, and property use can change your risks.
Your Financial Priorities
Coverage helps balance the risk you keep with the risk you transfer.
Home
Protect homes, belongings, and finances from covered loss or damage.
Auto
Protect vehicles, riders, and finances from accidents and unexpected damage.
Life
Help protect loved ones and support their financial future ahead.
Umbrella
Add liability protection beyond qualifying home and auto policy limits.
Recreational
Protect boats, motorcycles, ATVs, RVs, trailers, and other recreational vehicles.
Other
Explore coverage for rentals, condos, mobile homes, renters, and more.
Local Advice
We live and work in your community.
Custom Coverage
Solutions built around your needs.
Trusted Support
We are here when you need us most.
Focused on You
Protection that helps you move forward.
FIND THE RIGHT FIT
Not Sure What You Need?
You do not have to know exactly which coverage applies before you ask. Benchmark Insurance can help you review your situation, identify possible gaps, and understand which options may make sense for your home, vehicles, business, or lifestyle.
