ATV INSURANCE
Ride With Confidence.
ATV insurance can help protect you, your passengers, and your machine so you can enjoy the ride with greater peace of mind.
PROTECT WHAT MATTERS MOST
Whether you ride for recreation, work, or both, the unexpected can happen quickly. ATV insurance can help protect your vehicle, your finances, and the people riding with you.
Depending on your policy, coverage may help with:
May help cover certain medical expenses if you or your passengers are injured in a covered accident.
May help protect your ATV if it is stolen or damaged by a covered event.
Helps repair or replace your ATV after certain covered losses.
Helps protect you if you are responsible for certain injuries or property damage.
May include towing/roadside assistance after a covered breakdown or accident.
COVERAGE OPTIONS FOR YOUR ADVENTURES
COVERAGE OPTIONS FOR YOUR ADVENTURES
Everyone rides differently. Benchmark Insurance can help you explore coverage options that fit your ATV, how you use it, and the level of protection you want.
Collision Coverage
Helps pay for repairs or replacement if your ATV is damaged in a covered collision.
Comprehensive Coverage
Helps protect against certain losses such as theft, vandalism, fire, or weather damage.
Liability Coverage
Helps protect you financially if you are responsible for certain injuries or property damage.
Uninsured Motorist Coverage
Available coverage may help protect you if you are involved in an accident with someone who has little or no insurance.
Medical Payments Coverage
May help cover certain medical expenses for you or your passengers after a covered accident.
Additional Coverage Options
Ask about coverage for accessories, equipment, trailers, roadside assistance, and other available options.
CONFIDENCE
ON EVERY RIDE
ATV insurance does not have to be complicated. Benchmark Insurance helps you understand your options so you can choose coverage that fits the way you ride.
Here’s what you can expect when you choose us:
Coverage options explained in plain language
Guidance based on your ATV and how you use it
Help reviewing limits, deductibles, and available options
Personal service without unnecessary pressure
Support when your coverage needs change
Frequently Asked Questions
Is ATV insurance required?
Requirements vary depending on where and how you use your ATV. Even when coverage is not legally required, insurance may help protect you financially after an accident, theft, or other covered loss.
Does ATV insurance cover off-road use?
Many ATV policies are designed for recreational and off-road use, but coverage varies by policy. It is important to review where and how your ATV may be operated.
What does ATV insurance typically cover?
Coverage may include collision, comprehensive, liability, medical payments, and other optional protections. Exact coverage depends on the policy you choose.
How much does ATV insurance cost?
Rates may depend on factors such as the ATV, how it is used, your selected coverage limits, deductible, driving history, location, and other underwriting factors.
Can I insure more than one ATV?
Often, yes. Depending on the insurance company, multiple ATVs may be insured under the same policy or account.
Do I need insurance to ride on private property or trails?
Requirements can vary by location, property owner, trail system, or event. Some riding areas may require proof of insurance even when state law does not.
Contact Benchmark
Let’s Protect What Matters Most to You
Tell us about your ATV, ask a question about your current coverage, or request a personalized quote.
