Motorcycle INSURANCE
Ride With Confidence.
Motorcycle insurance can help protect you, your bike, and your finances so you can enjoy the open road with greater peace of mind.
PROTECT WHAT MATTERS MOST
Life on two wheels can be unpredictable. Motorcycle insurance can help protect your bike, your financial well-being, and the people riding with you when the unexpected happens.
Depending on your policy, coverage may help with:
May help cover certain medical expenses for you or your passenger after a covered accident.
Helps repair or replace your motorcycle after certain covered losses.
May help protect you if you are involved in an accident with a driver who has little or no insurance.
Helps protect you if you are responsible for certain injuries or property damage.
Some policies may include towing, fuel delivery, flat tire assistance, or other qualifying roadside services.
COVERAGE OPTIONS THAT FIT YOUR RIDE
Every rider is different. Benchmark Insurance can help you explore coverage options based on your motorcycle, how you ride, and the level of protection you want.
Collision Coverage
Helps pay for repairs or replacement if your motorcycle is damaged in a covered collision.
Comprehensive Coverage
Helps protect against certain non-collision losses such as theft, vandalism, fire, weather damage, and other covered events.
Liability Coverage
Helps protect you financially if you are responsible for certain injuries or property damage.
Accessory Coverage
May help protect custom parts, accessories, safety equipment, and other qualifying additions to your motorcycle.
Medical Payments Coverage
May help cover certain medical expenses for you or your passenger after a covered accident.
Additional Coverage Options
Ask about roadside assistance, trip interruption, custom equipment, replacement cost options, and other available coverage.
CONFIDENCE
FOR EVERY MILE
Motorcycle insurance does not have to be complicated. Benchmark Insurance helps you understand your options so you can choose coverage that fits your bike and the way you ride.
Here’s what you can expect when you choose us:
Coverage options explained in plain language
Guidance based on your motorcycle and riding habits
Help reviewing limits, deductibles, and available options
Personal service without unnecessary pressure
Support when your coverage needs change
Frequently Asked Questions
Is motorcycle insurance required?
Motorcycle insurance requirements vary by state, but riders generally must meet applicable financial responsibility requirements before riding on public roads.
What does motorcycle insurance typically cover?
Coverage may include collision, comprehensive, liability, medical payments, uninsured motorist protection, accessories, roadside assistance, and other optional protections.
Does motorcycle insurance cover custom parts?
Some policies offer coverage for custom parts and accessories, subject to policy limits, deductibles, and exclusions.
What affects the cost of motorcycle insurance?
Rates may depend on factors such as your motorcycle, riding history, location, coverage limits, deductible, age, experience, and other underwriting factors.
Can I keep coverage if my motorcycle is stored for the winter?
Depending on the carrier and policy, coverage options may be available for motorcycles that are stored or ridden seasonally.
Can I bundle motorcycle insurance with other policies?
Often, yes. Depending on the carrier, motorcycle insurance may be combined with auto, homeowners, renters, or other policies, which may simplify your coverage and may provide savings.
Contact Benchmark
Let’s Protect What Matters Most to You
Tell us about your motorcycle, ask a question about your current coverage, or request a personalized quote.
