General Liability Insurance
Protection for the
Risks of Doing Business
Help protect your business from claims involving injuries, property damage, advertising issues, and other everyday liability risks.
Coverage That Helps Keep Business Moving
Even careful businesses can face unexpected claims. A customer may be injured on your property, an employee could accidentally damage someone else’s property, or your advertising could lead to a covered claim.
General Liability Insurance can help protect your business from the financial impact of certain lawsuits, medical expenses, property damage claims, and related legal costs, depending on the policy.
What Can General Liability Insurance Cover?
Protection for Common Business Risks
Bodily Injury
May help with medical costs and legal expenses when someone is injured because of your business operations.
Property Damage
May help cover claims when your business accidentally damages property belonging to someone else.
Personal & Advertising Injury
May help protect against certain claims involving libel, slander, copyright infringement, or advertising injury.
Legal Defense Costs
May help pay qualifying attorney fees, court costs, and settlements related to covered liability claims.
Who May Benefit?
A Smart Choice for Many Types of Businesses
General liability coverage can be important for businesses that interact with customers, work at client locations, advertise services, or operate from a physical location.
Retail stores
Professional offices
Contractors
Restaurants
Service businesses
Property managers
Consultants
And more
Coverage availability and eligibility vary by insurer and business type.
Built Around Your Business
Liability Coverage That Fits Your Operation
Your liability risks depend on where you work, how customers interact with your business, the services you provide, the contracts you take on, and the day-to-day activities that keep your operation running.
Benchmark Insurance can help you compare available options, review your potential exposures, and choose limits and coverage features that make sense for the way your business actually operates now and as it grows.
Why Choose Benchmark Insurance?
Local Guidance. Business-Focused Protection.
Personalized Guidance
We take time to understand your business and the risks that come with running it.
Multiple Coverage Options
We can help compare available policies and coverage choices from insurance carriers.
Local Service
Get straightforward assistance from an agency that understands the communities we serve.
Ongoing Support
As your business changes, we can help review your coverage and identify potential gaps.
Frequently Asked Questions
What does General Liability Insurance cover?
General Liability Insurance may help cover certain claims involving bodily injury, property damage, personal injury, advertising injury, and related legal defense costs.
Who needs General Liability Insurance?
Many businesses can benefit from general liability coverage, especially those that interact with customers, work on client property, advertise, or operate from a physical location.
Does General Liability Insurance cover employee injuries?
Generally, no. Employee work-related injuries are typically handled through workers’ compensation insurance rather than general liability coverage.
Does General Liability Insurance cover professional mistakes?
Generally, no. Claims involving professional advice, errors, or omissions may require separate professional liability coverage.
How much General Liability Insurance does a business need?
The right limits depend on factors such as your industry, operations, contracts, location, customer exposure, and potential claim severity.
Is General Liability Insurance required?
It is not always legally required, but landlords, clients, lenders, and contracts may require businesses to carry specific liability limits.
Contact Benchmark
Protect Your Business
From Everyday Liability Risks
Get coverage built around the way your business operates.
