Commercial Auto Insurance
Coverage for the
Roads You Rely On
Help protect your business, employees, and vehicles with coverage for accidents, property damage, liability claims, and more.
Coverage That Keeps
You Moving Forward
Your vehicles are essential to getting the job done. Whether you have one truck or an entire fleet, an accident, theft, or other covered loss can disrupt your business and create unexpected expenses.
Commercial Auto Insurance can help protect the vehicles you rely on, while also helping cover certain liability claims, medical expenses, repair costs, and other covered losses so you can stay focused on running your business.
What Can Commercial Auto Insurance Cover?
Protection for You and Your Vehicles
Bodily Injury Liability
May help cover costs if you are responsible for injuries to others in a covered accident.
Property Damage Liability
May help pay for damage to someone else’s property caused by your business vehicle.
Weather-Related Events
May help protect your vehicle from covered non-collision losses such as theft, vandalism, fire, or severe weather.
Collision Coverage
May help pay to repair or replace your vehicle after damage from a covered collision.
Who May Benefit?
A Smart Choice for Many Businesses
If your business owns, leases, or regularly uses vehicles for work, Commercial Auto Insurance may help protect both the vehicles themselves and the financial risks that come with driving for business.
Contractors
Construction companies
Landscaping & lawn care
Retail & wholesale
Delivery services
Catering & food services
Flooring & cleaning services
Repair & maintenance businesses
Plumbing, HVAC & electrical
And more
Coverage availability and eligibility vary by insurer and business type.
Built Around Your Business
Coverage That Fits How You Work
Your commercial auto risks depend on the types of vehicles you use, how often they are on the road, who drives them, where they travel, and the kind of work your business performs each day. Factors like mileage, vehicle value, driving history, cargo, and service area can also affect the coverage your business may need.
Benchmark Insurance can help you compare available options, review your vehicle and driver exposures, choose limits and deductibles that fit your needs, and build coverage designed around the way your business operates today, while allowing room to adapt as your vehicles, drivers, and operations change.
Why Choose Benchmark Insurance?
Local Guidance. Business-Focused Protection.
Personalized Guidance
We take time to understand your business and the risks that come with running it.
Multiple Coverage Options
We can help compare available policies and coverage choices from insurance carriers.
Local Service
Get straightforward assistance from an agency that understands the communities we serve.
Ongoing Support
As your business changes, we can help review your coverage and identify potential gaps.
Frequently Asked Questions
What is Commercial Auto Insurance?
Commercial Auto Insurance helps protect vehicles used for business purposes and may provide liability, collision, comprehensive, medical, and other coverage depending on the policy.
Does Commercial Auto Insurance cover employees who drive?
It may, depending on the policy, vehicle ownership, and who is listed or permitted to drive covered vehicles.
Will Commercial Auto Insurance cover damage to my vehicle?
It may if you carry applicable physical damage coverage, such as collision or comprehensive coverage.
How many vehicles do I need to insure?
Coverage can be written for a single business vehicle or multiple vehicles, depending on your business needs and insurer requirements.
What if my employees use their own vehicles for work?
Personal auto policies may not fully cover business use. Hired and non-owned auto coverage may be worth considering depending on how your employees use personal vehicles for work.
How much Commercial Auto Insurance does my business need?
The right limits depend on your vehicles, drivers, business activities, contracts, travel patterns, and potential liability exposure.
Contact Benchmark
Protect Your Business.
We’ll Help You Keep Moving.
Get the right auto coverage for the road ahead.
