Renters INSURANCE
Small Space.
Small Space.
Big Protection.
Big Protection.
Renters insurance can help protect your belongings, finances, and peace of mind when the unexpected happens.
PROTECT WHAT MATTERS MOST
Your landlord’s insurance generally protects the building, not everything inside your home. Renters insurance can help protect your belongings and provide financial protection in certain covered situations.
Depending on your policy, coverage may help with:
Helps cover belongings damaged by a qualifying fire or smoke.
Helps replace belongings stolen during a covered loss.
May help with sudden and accidental water damage covered by your policy.
Helps protect you if you are responsible for certain injuries or property damage.
May help with temporary living costs if a covered loss makes your rental unlivable.
Coverage Options that Fit Your Lifestyle
Coverage Options that Fit Your Lifestyle
No two renters have exactly the same needs. Benchmark Insurance takes time to explain available options, answer your questions, and help you choose coverage that fits your belongings, lifestyle, and budget.
Personal Property Coverage
Helps repair or replace your belongings if they are damaged, stolen, or destroyed by a covered event.
Certain Water Damage
Coverage may apply to sudden and accidental water damage, depending on your policy.
Personal Liability Coverage
Helps protect you financially if you are responsible for certain injuries or property damage.
Loss of Use Coverage
Help with additional living expenses if a covered loss makes your rental temporarily unlivable.
Medical Payments Coverage
May help pay certain medical expenses if someone is injured in your rental.
Additional Coverage Options
Ask about coverage for valuables, electronics, scheduled personal property, identity theft, and other available options.
RENTALS. BELONGINGS.
PEACE OF MIND.
Renters insurance does not have to be complicated. Benchmark Insurance helps you understand your options and choose coverage that makes sense for your situation.
Here’s what you can expect when you choose us:
Coverage options explained in plain language
Guidance based on your belongings and lifestyle
Help reviewing limits, deductibles, and available options
Personal service without unnecessary pressure
Support when your coverage needs change
Frequently Asked Questions
What does renters insurance typically cover?
Renters insurance may include coverage for personal belongings, personal liability, medical payments, and additional living expenses after certain covered losses. Exact coverage depends on your policy.
Is renters insurance required?
Renters insurance is not always required by law, but some landlords or property managers may require tenants to carry a policy as part of the lease agreement.
How much renters insurance do I need?
Your coverage needs depend largely on the value of your belongings, your financial situation, and the amount of liability protection you want.
Does renters insurance cover theft?
Many renters policies include coverage for belongings stolen during a covered loss, subject to policy limits, deductibles, and exclusions.
What factors affect the cost of insurance?
Rates may be affected by your location, selected coverage limits, deductible, claims history, property characteristics, and other underwriting factors.
Can I bundle renters and auto insurance?
Often, yes. Many insurance companies offer options for combining renters and auto coverage, which may make your insurance easier to manage and may provide savings depending on the carrier.
Contact Benchmark
Let’s Protect What Matters Most to You
Tell us what you need to insure, ask a question about your current coverage, or request a personalized quote.
